What is the first thing I should do after a car accident?

Make sure everyone is safe and check for injuries. Call 911 if anyone is hurt, then move to a safe spot and turn on your hazard lights. Once you know everyone is okay, start gathering information and taking photos.

Do I have to call the police after a car accident in Portland?

You should report any crash that involves an injury or significant damage. In Portland, officers often will not respond to minor crashes, but even then, you are still required to file your own report with the Oregon DMV within 72 hours.

How long do I have to report a car accident to the Oregon DMV?

You have 72 hours to file the Oregon Traffic Collision and Insurance Report (Form 735-32) if anyone was injured, your vehicle damage is over $2,500, any vehicle was over $2,500 and towed, or other property damage is over $2,500. If you don’t file, the DMV is required to suspend your license.

Is Oregon a no-fault state?

No. Oregon is a fault-based state, so the at-fault driver is responsible for your damages. The confusion comes from PIP coverage, which every Oregon policy includes and which pays your medical bills and some lost wages no matter who caused the crash.

What if the other driver had no insurance or drove off?

You may be covered through your own Uninsured/Underinsured Motorist (UM/UIM) coverage, which Oregon requires on every policy, and your PIP can help with immediate costs. Call the police and report a hit-and-run as soon as possible.

How long do I have to file an injury claim in Oregon?

Generally two years from the date of the crash, but only 180 days if a government vehicle (like a TriMet bus) or a public road condition was involved.