One Moment Changes EverythingāBut You Donāt Have to Face It Alone
You never expect a car accident to happenāuntil it does.
One minute, youāre driving home from work, listening to the radio. The next, youāre in pain, your car is totaled, and an insurance adjuster is already calling you with an unfair settlement offer. Suddenly, youāre dealing with hospital bills, missed paychecks, and a lot of uncertainty.
If this sounds familiar, youāre not alone. In 2022, there were 4,329 crashes in Marion County, resulting in 3,933 injuries. Many of these accidents happen on Lancaster Drive, I-5, and Mission Street, some of Salemās most dangerous roads.
At SLP Injury Law, weāve been helping Salem car accident victims for over 60 years. We understand the stress and uncertainty youāre facingāand we know exactly how to fight for the compensation you deserve.
You shouldnāt have to take on insurance companies alone. Let us fight for you. Get a free consultation today.


Why Choose SLP Injury Law? A Law Firm That Puts You First
With over 60 years of experience, SLP Injury Law has recovered millions for Oregon accident victims. We focus exclusively on helping injury victimsānot insurance companies. As a Salem-based law firm, we know the local roads, courts, and insurance tactics inside and out.
We also understand that financial stress shouldn’t stop you from getting justice. Thatās why we work on a contingency fee basis, meaning you donāt pay unless we win your case.
Donāt waitāinsurance companies often undervalue claims. Call us now for a free case review.
Highly Rated Across the State
Common Causes of Car Accidents in Salem
Every year, crashes in Salem and Marion County happen due to reckless or negligent driving. Some of the top causes include:
Distracted Driving
Texting, talking on the phone, eating, adjusting GPS, or interacting with passengers all lead to delayed reaction times. According to data from CMT Research, drivers who use their phones the most are more likely to make an insurance claim.
Speeding & Reckless Driving
Speeding-related crashes are more likely on I-5 and Center Street, where higher speeds increase the risk of severe injuries.
Failure to Yield & Running Red Lights
Busy intersections like Commercial St & Madrona Ave typically see frequent accidents due to drivers running red lights or failing to yield when turning left.
Drunk or Drugged Driving
Alcohol-related crashes accounted for 35.89% of Oregonās traffic fatalities.
If you were injured due to another driverās negligence, you have the right to seek compensation. Let us review your case today.
What to Do After a Car Accident in Salem
What you do after an accident can significantly impact your case.
- Ensure Safety. Move your car to a safe location if possible and turn on your hazard lights. If the crash happened in a dangerous area, stay inside your vehicle until help arrives.
- Call 911. Even for minor crashes, a police report creates official documentation that can be critical for your claim.
- Gather Information. Take photos of vehicle damage, injuries, and the crash scene. Get driver and witness contact info, and write down insurance details.
- Seek Medical Attention. Some injuries, like concussions or whiplash, may not appear immediately but can worsen over time. See a doctor as soon as possible.
- Avoid Speaking to Insurance Adjusters. Their goal is to minimize what they pay. Don’t admit fault or accept a quick settlement without speaking to a lawyer.
- Contact a Car Accident Attorney. The sooner you get legal representation, the stronger your case will be.


Myths About Hiring a Car Accident Lawyer ā Debunked
Myth #1
“I Can’t Afford a Lawyer”
Here’s the Truth:
We work on a contingency fee basis, meaning you donāt pay unless we win your case.
Myth #2
“The Insurance Company Will Offer Me a Fair Settlement”
Here’s the Truth:
Insurance adjusters are trained to pay as little as possible ā often far less than what you deserve.
Myth #3
“I wasn’t badly injured, so I don’t need a lawyer”
Here’s the Truth:
Even minor injuries can worsen over time, leading to unexpected medical bills.
Understanding Oregon Car Accident Laws
Navigating Oregonās car accident laws can be confusing, especially when you’re dealing with medical bills, insurance adjusters, and recovery. Below are the key legal principles that affect your ability to seek compensation.
Statute of Limitations: How Long Do you Have to File a Claim?
Oregon law generally gives you two years from the accident date to file a personal injury lawsuit. However, in some cases, the deadline is much shorter.
If you were injured in an accident involving a city, county, or state employee, you must file a tort claim notice within 180 days of the accident, or you may lose your right to seek compensation.
Additionally, certain exceptions apply:
- If the injured person is a minor (under 18), the statute of limitations may be extended.
- If the accident resulted in a wrongful death, different deadlines may apply.
- If you discover injuries later, the “discovery rule” may allow you to file beyond the standard deadline.
Because missing a deadline can permanently bar your claim, it’s critical to speak with an attorney as soon as possible to determine the exact filing requirements for your case.


Comparative Negligence: Can You Still Get Compensation If You Were Partially at Fault?
Oregon follows a modified comparative negligence rule, meaning you can still recover compensation as long as you were less than 51% at fault.
Hereās how it works:
- If you are 0% at fault, you can recover 100% of your damages.
- If you are 20% at fault, your settlement will be reduced by 20%.
- If you are 51% or more at fault, you cannot recover compensation.
For example, if you were awarded $100,000 in damages but were 20% responsible for the crash, your final settlement would be $80,000.
Insurance companies often try to assign more fault to reduce your settlement, so having an attorney fight for you is critical.
Personal Injury Protection (PIP): What Is Covered?
Oregon requires all drivers to have Personal Injury Protection (PIP) insurance, which helps cover your immediate costs after an accidentāregardless of who was at fault.
Hereās what PIP covers:
- Medical expenses: Covers hospital bills, doctor visits, surgeries, medications, and rehabilitation (up to $15,000 minimum per person).
- Lost wages: Pays 70% of your income (up to $3,000 per month) if your injuries prevent you from working.
- Essential services: Covers the cost of hiring help for household tasks you can’t perform due to injuries.
- Funeral expenses: Provides up to $5,000 in case of a fatal accident.

Key Takeaway:
PIP helps cover immediate expenses, but it may not be enough for serious injuries. A personal injury claim can help you recover full compensation beyond what PIP provides.

Oregon’s Insurance Requirements: Do You Have Enough Coverage?
Oregon law requires all drivers to carry minimum liability insurance to cover accidents:
- $25,000 per person for bodily injury.
- $50,000 per accident for bodily injury (if multiple people are injured).
- $20,000 for property damage.
- PIP coverage of at least $15,000 for medical expenses.
However, many drivers only carry the minimum coverage, which might not be enough if your medical bills or damages exceed these limits. If the at-fault driver is uninsured or underinsured, you may need to rely on your own uninsured/underinsured motorist (UM/UIM) coverage.
What Happens If the At-Fault Driver Doesnāt Have Insurance?
Oregon requires insurance, but not every driver follows the law. If the driver who hit you is uninsured or doesnāt have enough coverage, you may still have options:
- Uninsured Motorist (UM) Coverage: Pays for injuries if the at-fault driver has no insurance.
- Underinsured Motorist (UIM) Coverage: Covers damages beyond what the at-fault driverās policy can pay.
- Personal Injury Protection (PIP): Helps cover initial medical expenses and lost wages, even if the other driver is uninsured.

Key Takeaways:
- You have two years to file a lawsuit, but exceptions may applyātalk to an attorney early.
- Even if you were partially at fault, you may still recover compensation if you were less than 51% responsible.
- PIP insurance covers immediate expenses, but it might not be enough for serious injuries.
- If the at-fault driver is uninsured, your own UM/UIM policy may help cover your losses.
Have legal questions? Our team is here to help. Schedule a free consultation today.
Settlements for Car Accidents
Our Results for Our Car Accident Clients
Donāt just take our word ā trust the numbers. Weāve helped countless clients receive the settlements they deserve during their Oregon car accident cases.
Our Process: How We Fight for You
We make the legal process simple and stress-free:
1. Free Case Review.
Weāll evaluate your claim at no cost and explain your legal options.
2. Thorough Investigation.
Our team gathers evidence, secures expert testimony, and reconstructs the accident to build the strongest case possible.
3. Aggressive Negotiation.
We handle all communications with the insurance company to ensure you arenāt pressured into an unfair settlement.
4. Prepared to Fight in Court if Needed.
While most cases settle, we are fully prepared to take your case to trial if the insurance company refuses to offer fair compensation.
5. No Fee Unless We Win.
You owe nothing unless we secure a settlement on your behalf.
Time is not on your sideāinsurance companies start working against you immediately.Ā Donāt wait.
Let Us Help You
We offer free consultations to all prospective clients, and if we take your case on, there is no fee unless we win. Let us know how we can help you!